If your firm struggles to secure bonds due to limited credit or financial history, the SBA Surety Bond Guarantee Program is built for you.
SBA guarantees bid, performance, payment, and ancillary bonds, helping you win larger contracts.
SBA covers 80–90% of surety losses if a default occurs
It helps small or newer contractors compete for larger projects by reducing barriers to bonding.
Apply via an SBA-authorized agent. We guide you through the Prior Approval or Preferred tracks—so you get bonded fast with low collateral.
While the SBA program is the most widely used federal surety support, here are additional paths contractors may explore:
Some states sponsor programs that bolster bonding access for in-state small businesses.
Labor groups sometimes offer bonding support to contractors working on union projects.
Specific underwriting models allow limited working capital or escrow to secure bonds for high-risk applicants.
State or municipal development authorities may back small business bonding to drive local projects.
As a construction professional or contractor, your work exposes you to a myriad of risks and liabilities on a daily basis.
Bonding capacity is a critical factor for contractors, project managers, and construction firms. It determines the amount of work a contractor can take on and ensures financial stability in project completion.
Bonding capacity is a critical factor for contractors, project managers, and construction firms. It determines the amount of work a contractor can take on and ensures financial stability in project completion.
